Privacy Policy
Effective date: April 13, 2026
ChatDORA operates EMI Calculator, also presented on the site as EMI Calculator, at apps.chatdora.in/emical. ChatDORA's main company website is chatdora.in. This Privacy Policy explains how information is handled when you use the app.
Information We Collect
EMI Calculator is designed to work primarily on your device. Based on the current app code, the app stores loan scenarios, theme choice, currency preference, haptics preference, and recent activity timestamps in your browser or WebView local storage so features like saved scenarios and app-state recovery work properly.
How We Use Information
We use this information only to provide the app's features, including EMI calculations, amortization schedules, saved-scenario comparison, print or PDF export, and sharing actions you choose such as native share, WhatsApp share, or email share.
Data Sharing and User-Initiated Actions
We do not sell your calculator data. Information leaves your device only when you deliberately use sharing features, your browser or device performs its own sync or backup, or technical service providers process routine web traffic needed to deliver the site.
Third-Party Services
The current app includes web hosting and static asset delivery, browser-provided install/share features, a service worker for offline or cached access, and Google AdSense script loading on the app page. Those providers, your browser, or your device platform may process technical information such as IP address, device or browser details, cookies, diagnostics, and ad-related metadata under their own terms and privacy policies.
Cookies, Local Storage, and Offline Use
EMI Calculator may use browser storage and service-worker caching to keep the app available faster, support installable PWA behavior, and remember your settings and saved scenarios. If you clear site data or uninstall the app, this locally stored information may be removed.
Data Retention
Saved scenarios and preferences remain on your device until you delete them in the app, clear browser or app storage, or remove the installed app experience.
Children's Privacy
EMI Calculator is a general utility app and is not intentionally directed to children under 13.
Your Choices
You can stop using the app at any time, remove saved scenarios inside the app, clear browser or app storage from your device settings, and control browser permissions or ad settings through your browser and device tools.
Changes to This Policy
We may update this Privacy Policy as the app, website structure, or legal requirements change. The latest version will be posted for the EMI Calculator app pages.
Contact
For privacy questions, please contact ChatDORA through chatdora.in or visit the app index at apps.chatdora.in.