Terms & Conditions

These Terms & Conditions govern your use of EMI Calculator, also presented on the site as EMI Calculator, operated by ChatDORA through apps.chatdora.in/emical, the app index at apps.chatdora.in, and the company website chatdora.in.

Use of the App

EMI Calculator is provided as a finance utility to help estimate loan payments, compare scenarios, review amortization schedules, and share or export calculation summaries. You agree to use the app lawfully and responsibly.

No Financial Advice

All calculations are informational estimates only. EMI results may vary from actual lender offers, fees, taxes, rounding methods, repayment structures, and local regulations. You should verify final loan terms directly with your bank, lender, or advisor.

User Responsibility

You are responsible for the accuracy of the values you enter, the way you interpret exported or shared results, and any decisions you make based on the app output.

Availability

We may improve, update, suspend, or remove features at any time without prior notice. We do not guarantee uninterrupted availability on every browser, device, installed PWA environment, network, or third-party platform.

Acceptable Use

You agree not to misuse the app, interfere with its operation, attempt unauthorized access, or use the service in a way that violates applicable law or the rights of others.

Intellectual Property

The app branding, design, content, and software made available by ChatDORA remain the property of ChatDORA unless otherwise stated.

Limitation of Liability

To the maximum extent permitted by law, ChatDORA is not liable for any loss, damages, or decisions arising from use of the app, including reliance on EMI estimates, errors in user-entered data, saved data loss, export or sharing outcomes, ad-delivery issues, or service interruptions.

Third-Party Features

The app may rely on third-party browser capabilities or external services such as WhatsApp, email clients, Google AdSense, hosting, and caching technologies. Those services are governed by their own rules and may affect your experience of the app.

Changes to These Terms

We may update these Terms from time to time. Continued use of the app after updates means you accept the revised Terms.

Contact

Questions about these Terms can be directed through chatdora.in or the app index at apps.chatdora.in.